Pet health insurance can save pet owners thousands of dollars in veterinary bills, but only if the claim is not denied. Buried in the fine print of many policies are preexisting condition exclusions and annual exam requirements, the scope of which leave many pet owners unreimbursed and infuriated. These tips are designed to help you understand what is and is not covered in a given policy, so that you can make an informed decision – is pet insurance right for me and my particular pets? And if so, how do I find the best plan for my pet's potential needs? Pet Insurance Case Study: The Good, The Bad and The Ugly The story of Zephyr illustrates the advantages and shortfalls of pet insurance coverage. Zephyr was a six month old puppy and a show dog prospect, when she caught her toe in a screen door and broke one of the delicate bones in her foot. To ensure the foot healed correctly, and prevent a career ending limp, her vet recommended a costly surgery to place a pin in he
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